Binding/MGA Business

Green Mountain writes more classes of business,
not just the traditional Excess & Surplus types of business!

Most Agencies think of us as Truck Writers! Well, we are, but we love to write property & casualty business too. Especially the small to medium sized insured. Binding Authority means we quote the submissions in-house for excellent turn-around! On most binding authority risks, our turn-around time is a couple of hours! We're able to accept submissions either by mail and fax. We're even accepting applications by e-mail! Just e-mail them to Kimberlee Poczobut.

Doesn't fit in the Binding Authority Programs? Been declined by other MGA's or Wholesalers! Send it to our New Brokerage Division!

Highlights of some of our binding programs:

Restaurants, Bars & Taverns		Marinas
Artisan Contractors		Habitational Buildings
Snow Removal		Special Events

Some of our Favorite Commercial General Liability Classes:
Adult Day Care Amusement Centers Auto Repair Shops Building Demolition Carpentry - all types Carpet & Rug Cleaners Ceiling Installation Cement Corkers Chimney Sweeping Churches Cleaning Services Climbing Walls Clubs Crane Rentals Day Care Centers Delivery Services Detective Agency Driveway Resurfacing Drywall Installation Dwellings LRO	Debris Removal Excavation Fence Installation Fitness Centers Furniture Upholstering Guides and Outfitters Handymen Hunting Clubs Insulation Work House Cleaners Janitors Landscapers Lawnmowing Services Logging & Lumbering Multiple Occupancy Buildings Outfitters and Guides Restaurants Snowplowers Special Events Taverns

Contact Kim Lawrence or Jim Oake
for more information on any Binding Authority Property and Liability Risk!

Wholesale Brokerage Business

Green Mountain Agency Brokerage Unit operates on a brokerage basis through wholesale carriers and generally targets risks that are larger and more complex than those underwritten by our Binding Authority Unit. Generally, these submissions take a little bit longer than the Binding Authority Business, but with a complete application and underwriting information, we can secure a quotation quickly and efficiently.

Product Lines:

Highlights of some of our Brokerage Business:

Monoline Products/Completed Operations

Monoline Premises/Operations

General Liability including Prem/Ops and Prod/Completed Ops

Commercial Package

Monoline Property

Excess Property

Umbrella

Excess Liability

Professional Liability

E&O

Classes of Business Written:

We are interested in a broad variety of classes, including but not limited to:

Habitational

Manufacturers

Buildings/LRO

Retail/Mercantile

Hotels/Motels

Restaurants/Taverns/Catering Halls

Warehouses

Wholesalers & Distributors

Contractors – Artisans & General Contractors

Project Specific Construction – Owners Interest GL Coverage

Builders Risks

Vacant Property

PRODUCTS/MANUFACTURING:

Instruments - Diagnostic, Electronics & Components, Medical & Laboratory

Toys/Games Manufacturing or Distributing - Plush, dolls, accessories and games

Clothing/Textiles/Footwear - All except childrens' clothes and sleepwear

Auto Parts - Aftermarket, non-critical

Machine Shops - Heat Processing, Foundries, Electroplating & Fabrication

Consumer Goods - Paper products, Soaps/Detergents, Home Furnishings

Medical Products - Surgical, non-invasive and diagnostic, NO Implantables

Cosmetic & Personal Care Goods - No hair relaxers or products containing dye

Metal goods - Non-pressurized tanks, non-powered tools, light trailers, fasteners

Stand Alone Products Coverage Available

Occurrence and Claims-Made Forms Available

Targeted account size $10,000+

CONTRACTORS:

General Contractors, specialties including: Municipal buildings, apartments retail structures including tilt-up, offices, all with work up to three (3) stories, interior build outs.

Artisan Contractors - most types

Landscape and Site Work - Driveway and parking lot paving, fence erection, landscape maintenance, septic system service

Flat concrete work including water treatment plant construction

Project Specific Construction - Owner's interest GL Coverage, ($20,000 MP)

Demolition of structions under three (3) stories, NO wrecking ball or blasting

Residential Construction - Manuscript form, no coverage for Prod/Comp Ops

Upscale Home Builders

Property Damage & Injury to Insured's Employees

%50,000 MP NY GC's, $25,000 MP All Other GC's & Artisans

PROFESSIONAL LIABILITY
Architect's and Engineers

Acoustical Engineer

Agricultural Engineer

Civil Engineer

Commercial Engineer

Electrical Engineer

Forensic Engineer

Industrial Designer

Interior Designer

Land Surveyor

Landscape Architect

Mechanical/HVAC Engineer

Specialty Design Consultant

Technology & Media

Advertising Agency

Author

Broadcaster

Executor

Exhibit Designer

Graphic Designer

Market Researcher

Marketing Consultant

Media Planner

Printer

Producer

Music Publisher

Record Label

Public Relations

Publisher

Telemarketer

Staff Augmentation

Data Entry

Internet Content Provider

Imaging Services

Literary Agent

Hardware/Software (Sales/Maintenance/Installation)

Hardware/Software Design

Back Up Services/Archiving

Purchasing Consultant

Network Design/Maintenance

Training and Educational Services

Web Page Design (Static and Interactive)

Systems Maintenance

Records Management

Website Ownership Activities (Brochureware and E-Commerce)

Website Development/Design

LAN/WAN Administrator

E-Commerce

Software Development Management

Custom Software Development

Systems Analyst

Real Estate

Escrow Agent

Exchange Accommodator

Facilitator

Home Inspector

Leasing Agent/Broker

Morgage Banker/Broker

Property Manager

Real Estate Agent/Broker

Real Estate Appraiser

Real Estate Consultant

Relocation Consultant

Title Abstractor

Title Agent

PROPERTY RISKS:

Green Mountain Agency, Inc targets property accounts with total insured values up to $10 Million primary and over $10 Million Excess. We're interested in a broad variety of occupancies, including but not limited to:

Apartments - Condominiums

Assemblers

Builders Risks - Renovations/Rehabs

Colleges

Financial Services

Food Processing

Hospitals

Hotel/Motels

Industrial Parks

Manufacturing - Mercantile - Processing

Metals

Municipalities

Nursing Homes

Office Buildings

Restaurants - Taverns - Catering Halls

Retail

Shopping Centers

Vacant

Warehouse and Distribution Centers

Wholesalers

Count on us for traditional coverage palns and alternative approaches such as:

Blanket Limits

Primary Loss Limits

Flexible Decutibles Programs

Additionally, we offer optional coverages for Inland Marine, Boiler & Machinery, Flood, Earthquake, Business Income and Crime.